Major Options to Check If You Are Losing the Health Coverage


After the Great Resignation, more than 45 million of people have left their jobs for becoming self-employed or they have changed their careers. This has created lots of changes in the insurance world as several people in Texas are looking for alternative options. 

As the pandemic come to an end, there are several Medicaid recipients can find themselves without considering as the main requirement become more prominent. It can be quite stressful to find out the best health insurance. However, there are lots of options available that you can help you to stay covered when you need them the most. Keep reading the blog to know more about the best options beside the health insurance plans in Texas. 

  • Medicare And Medicaid

If you are getting fired from the job or you retire after the age of 65, you might be eligible for the Medicaid and medicare programs of the state. These insurance programs do not have any special enrolment period, though the requirements to qualify for the same might change in the coming future. 

Now, that the COVID 19 public health pandemic has been declared in the end of the year, the Medicaid will then re-evaluate the eligibility of all the beneficiaries linked. Some people might lose the coverage, but they might also qualify the other programs like federal tax credits. 

  • Buying The New Plan From The Marketplace

One of the easiest options to check when you lose the health coverage plan is that it is the time to look at the ACA marketplace for the health insurance. Mainly, the option for buying the health coverage on marketplace is only available at the time when you want to open enrolment period from Nov-Dec. However, this does not give people time to take the right decision. Depending upon the circumstances, you might be eligible for the special enrolment period depending upon lots of factors. 

  • Getting Coverage Through Spouse

If you are not eligible for insurance through the employer or as self-employed or unemployed, you can check to see whether you can be covered under the health plan of the spouse before you use the ACA marketplace without thinking who is in the marketplace. 

In most of the cases, you can be added to the insurance plan of the spouse at the time of open enrolment period that is towards the end of the year. 

  • Short-Term Coverage

In most of the cases, the short-term Texas health coverage might be a good option for all. The short-term plans make really sense if you are in-between the jobs, employer-sponsored coverage to start or you are healthy and you do not need to consult the doctor. 

  • Having Coverage Through Spouse

If you are not eligible for the insurance through employer, you might check to see if you can be covered under the plan of the spouse before the ACA marketplace to get own. 

These are some of the options you can choose other than the health insurance in Texas when you have a chance to lose. Consult with the insurance agent to choose the best plan.

Location: Texas, USA

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